Ministry of Housing, Communities and Local Government written question – answered at on 12 January 2026.
James McMurdock
Independent, South Basildon and East Thurrock
To ask the Secretary of State for Housing, Communities and Local Government, what assessment he has made of the potential impact of ground rent clauses on the saleability and mortgageability of leasehold properties.
James McMurdock
Independent, South Basildon and East Thurrock
To ask the Secretary of State for Housing, Communities and Local Government, what assessment he has made of the potential impact of ground rent escalation clauses on leaseholders.
Darren Paffey
Labour, Southampton Itchen
To ask the Secretary of State for Housing, Communities and Local Government, if his Department will make an assessment of the extent and impact of mortgage providers rejecting mortgages for leasehold properties with ground rent over 0.1% of the sale price.
Matthew Pennycook
Minister of State (Housing, Communities and Local Government)
I refer the hon. Members to the answer given to Question UIN 74455 on 15 September 2025.
In addition, measures in the Renters’ Rights Act 2025, which came into effect in December, will prevent long leases with grounds rents of £250 (or £1,000 in London) from repossession under provisions in the 1988 Housing Act.
Yes1 person thinks so
No0 people think not
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Secretary of State was originally the title given to the two officials who conducted the Royal Correspondence under Elizabeth I. Now it is the title held by some of the more important Government Ministers, for example the Secretary of State for Foreign Affairs.
