To ask the Secretary of State for the Home Department, what steps her Department is taking to help tackle fraud through buy now, pay later schemes.

To ask the Secretary of State for the Home Department, what steps her Department is taking to help ensure that buy now pay later schemes protect consumers from fraud.

This Government is continuing to work closely with industry, including payment service providers, to prevent fraud and we welcome the actions of the financial services industry to date.

We committed in our manifesto to introduce an expanded Fraud Strategy. The new strategy will cover a range of harms including those committed through payment services. Development of this Strategy has begun, and we are engaging with stakeholders across law enforcement, industry, and civil society to identify new measures to better protect the public and businesses.

However, work continues to ensure that the public are better equipped to spot and avoid frauds, through our Stop! Think Fraud campaign. Similarly, as of March 2025, the Online Safety Act’s illegal content duties are now enforceable by Ofcom. This has the potential to cut off key online channels by which criminals are able to identify and communicate with potential victims.