To ask the Secretary of State for Work and Pensions, whether there are legal barriers to pension schemes providing a range of contribution and benefit options to beneficiaries in order to maintain uptake of the pension scheme.

Employers are responsible for choosing a pension scheme that is suitable for them and their employees. There are minimum standards for automatic enrolment and requirements for equal treatment – but there is scope for a huge variety of scheme design in the pensions market, in terms of structuring contributions and benefits offered.