Ministry of Housing, Communities and Local Government written question – answered on 22nd September 2020.

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Photo of Daisy Cooper Daisy Cooper Liberal Democrat Spokesperson (Education)

To ask the Secretary of State for Housing, Communities and Local Government, pursuant to the Answer of 16 September 2020 to Question 88934 on Mortgages, what steps he is taking to raise awareness of alternatives to the EWS1 form with the mortgage sector; what suitable equivalent evidence he has encouraged mortgage lenders to accept; and if he will publish those lenders that have given assurances to the Minister for Building Safety that leaseholders should face no barriers to renewing their mortgage with their existing lender.

Photo of Christopher Pincher Christopher Pincher Minister of State (Housing, Communities and Local Government)

A building owner might have other evidence that may provide the necessary assurance to lenders, such as a recent fire risk assessment which includes the external walls. The Department is continuing to meet with lenders to explore such alternative evidence. No lender has said they would request an EWS1 when an existing mortgage holder is renewing their mortgage on the same terms and is not seeking to borrow more.

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