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Motor Vehicles: Insurance

Department for Transport written question – answered on 3rd February 2020.

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Photo of Cat Smith Cat Smith Shadow Minister for Voter Engagement and Youth Affairs

To ask the Secretary of State for Transport, what steps his Department is taking to reduce the number of uninsured drivers.

Photo of George Freeman George Freeman Minister of State (Department for Transport)

The Department remains committed to ensuring that motorists comply with motoring laws, including the compulsory requirement for motor insurance.

Since 2011 Continuous Insurance Enforcement (CIE) has enabled action to be taken against those who keep a vehicle without insurance. The scheme allows uninsured vehicles to be identified from a comparison of the DVLA’s vehicle register and the Motor Insurance Database managed by the Motor Insurers’ Bureau.

Keepers of vehicles which appear uninsured are sent advisory letters. Those who take no action receive a fixed penalty of £100, followed by enforcement action including prosecution if they remain uninsured.

CIE supplements police powers to seize an uninsured vehicle being used on the road. Police records show that 133,000 vehicles were seized in 2018. Since 2010, Motor Insurers’ Bureau figures show uninsured vehicles had fallen from 1.4 million in 2010 to 1 million by 2016.

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