Taxis: Insurance

Department for Transport written question – answered on 29th January 2019.

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Photo of Lord Lucas Lord Lucas Conservative

To ask Her Majesty's Government what plans they have to add the type of insurance held to the information displayed when a registration number is entered into the Motor Insurance Database, so that passengers using, or firms employing, minicabs, can check that those cabs are properly insured.

Photo of Baroness Sugg Baroness Sugg Parliamentary Under-Secretary (Department for Transport)

The Motor Insurance Database (MID) is owned and managed by the Motor Insurers’ Bureau (MIB). The information contained within the database is provided by the motor insurance industry. The Government has no plans to propose changes to the MID.

The MID already contains data fields to capture and display information about the type of use that the vehicle is insured against. For example Social, Domestic and Pleasure purposes or for Hire and Reward. However, in some instances this data is not uploaded to the MID by the insurance company, and instead one is referred to the insurance company for specific details. This information is not publicly available but is available to the Police for insurance enforcement purposes. Passengers and firms employing minicabs do not have the right to check insurance against the MID.

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