Industrial Injuries Disablement Benefit (IIDB) is payable to employed earners who suffer disablement because of an industrial accident or through contracting a prescribed disease as a result of their work. The underlying principle has always been that benefit should be payable to workers employed under a contract of service.
When the Scheme was devised it was accepted that there would be practical difficulties in including self-employed people because the scheme relies on employers to provide evidence that an accident or exposure took place at work. Alongside this practical issue, when the scheme was devised it was decided that self-employed people should do so knowing that it is their responsibility to arrange insurance to cover themselves for financial loss in the event of an industrial injury.
However, if a self-employed person has contracted Diffuse Mesothelioma from exposure to asbestos in the United Kingdom they can still claim a lump sum payment from the 2008 Diffuse Mesothelioma Scheme.
The government continually reviews the Scheme to ensure that resources are targeted in the most appropriate way and that the scheme remains relevant in the light of changes in the modern world of work, however there are no plans to change the current position regarding self-employed workers.