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National Insurance Credits: Armed Forces

Department for Work and Pensions written question – answered on 23rd November 2016.

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Photo of Julian Sturdy Julian Sturdy Conservative, York Outer

To ask the Secretary of State for Work and Pensions, for what reasons the entitlement of spouses of armed forces personnel posted overseas to claim class three national insurance credits only applies to those who reach the state pension age on or after 6 April 2016.

Photo of Richard Harrington Richard Harrington The Parliamentary Under-Secretary of State for Work and Pensions

This credit only applies to those who reach state pension age on or after 6 April 2016 because entitlement to the new State Pension, introduced on 6 April 2016, is based on a person’s own National Insurance contribution record, unlike the old State Pension scheme where it is possible to ‘derive’ a State Pension based on a spouse or civil partner’s contributions.

Under our state pension reforms, introduced on 6 April 2016, over three million women will gain an average of £11 per week more State Pension by 2030. Around 75 per cent of women (and 70 per cent of men) who reach State Pension age under the new system in the first fifteen years will have a higher value State Pension when compared to the value of the State Pension they would have received under the old system.

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