Cabinet Office written question – answered at on 29 February 2016.
The Electoral Commission provides detailed guidance to Electoral Registration Officers on access and supply of the full electoral register, including by credit reference agencies.
The regulations on the supply of electoral roll data to credit reference agencies are set out in The Representation of the People (England and Wales)(Amendment) Regulations 2002. Under Regulation 114, credit reference agencies registered under Part III of the Consumer Credit Act and carrying on the business of providing credit reference services may only use the full electoral register for specified purposes; namely for checking a person’s identity if they apply for credit, and for the prevention of money laundering fraud. Electoral Registration Officers are entitled to charge credit reference agencies a small fee for copies of the full register, to cover administration costs.
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