To ask the Secretary of State for Culture, Media and Sport, what the requirements are on places of public entertainment to have public liability insurance in place; and if he will make a statement.
The Licensing Act 2003 (which is the responsibility of my Rt hon Friend the Secretary of State for the Home Department) sets out the types of regulated entertainment that require a licence, primarily live music and indoor sporting events. Any requirements in the 2003 Act are separate to any requirement around public liability insurance to be in place. Any requirements on public liability insurance is a contractual matter and is not required by law.
There is no law that says you must buy insurance for a voluntary or community event – but you might want to make sure you are covered in case something goes wrong and someone makes a claim against you. Havingpublic liability insurancemay give you peace of mind, but it’s good planning, not insurance that stops things going wrong.