Students: Loans

Department for Business, Innovation and Skills written question – answered on 24th September 2015.

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Photo of Baroness Sharp of Guildford Baroness Sharp of Guildford Liberal Democrat

To ask Her Majesty’s Government what is their estimate of the proportion of student loans awarded to students undertaking (1) full-time, and (2) part-time, bachelor degrees that will never be repaid.

Photo of Baroness Evans of Bowes Park Baroness Evans of Bowes Park Lord in Waiting (HM Household) (Whip)

(1) We estimate that the proportion of the value of full time loans which will not be repaid is around 45%.

(2) Our current published estimate is that around 65% of the value of part time loans will not be repaid. We will update our estimate as we get more information on the characteristics of the students taking out these loans, and, in due course, actual repayments.

The Department does not produce separate estimates for different levels of Higher Education qualifications. The figures mentioned above cover all higher education loans.

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