To ask the Secretary of State for Work and Pensions, what representations he has received on the potential risk of pensions auto-enrolment packages and products being mis-sold to micro-businesses.

The Department continues to work with The Pensions Regulator to support the smallest employers in meeting their automatic enrolment duties as simply and cost effectively as possible. The Regulator has provided guidance for employers on choosing a pension scheme and is continuing to consider how best to support employers in this important decision.

The Government introduced a package of measures in April to strengthen governance in schemes used for automatic enrolment and protect members from high or inappropriate charges. This includes the introduction of a 0.75 per cent cap on charges in the default funds of schemes used for automatic enrolment.