To ask Her Majesty’s Government what steps they have taken to ensure that cheques will continue to be available for those who wish to use them, including in particular charities and the elderly.

The Government took decisive action on this matter by reversing the 2009 decision by banks to phase out cheques.

As well as this, the Government is bringing in legislation that will require banks to accept cheques in both paper and digital forms. This digital innovation will allow consumers, firms and charities to pay in cheques using only a smartphone image if they wish. It will increase the efficiency of the cheque payment system, making it more sustainable for banks and building societies to provide cheque services. Customers who wish to use paper cheques will continue to be able to do so.