Justin Tomlinson
Conservative, North Swindon
To ask the Chancellor of the Exchequer what recent assessment he has made of the introduction of a centrally held No Claims Database for use by insurers.
Sajid Javid
The Economic Secretary to the Treasury
The Government has no plans to introduce a centrally held No Claims Database for insurers. The Claims and Underwriting Exchange, a company set up through industry cooperation, already enables all major insurers to access information on previous insurance contracts. Offering a no claims discount on the basis of this information is a commercial decision for insurers.
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