Insurance: Databases

Treasury written question – answered on 13th September 2013.

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Photo of Justin Tomlinson Justin Tomlinson Conservative, North Swindon

To ask the Chancellor of the Exchequer what recent assessment he has made of the introduction of a centrally held No Claims Database for use by insurers.

Photo of Sajid Javid Sajid Javid The Economic Secretary to the Treasury

The Government has no plans to introduce a centrally held No Claims Database for insurers. The Claims and Underwriting Exchange, a company set up through industry cooperation, already enables all major insurers to access information on previous insurance contracts. Offering a no claims discount on the basis of this information is a commercial decision for insurers.

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