To ask the Secretary of State for Justice

(1) what reduction in the cost of motor insurance he expects to arise as a result of the lower litigation costs in place since 1 April 2013;

(2) what recent meetings he has had with claimant lawyers and their representative bodies to discuss the effect of recent changes to civil litigation and reduced costs in the personal injury sector; and what future meetings he has planned;

(3) what recent meetings (a) Ministers and (b) officials of his Department have had with representatives of the insurance industry to discuss passing savings accrued from lower litigation costs on to consumers through lower premiums;

(4) with reference to the Statement of 16 May 2013, Official Report, columns 48-9W, on whiplash claims, what measures he will use to assess the effect of the recent civil reform programme on the operation of personal injury market and the costs of motor insurance.

The Government's reforms to civil justice will restore a much needed sense of proportion and fairness to the system by removing excess costs and deterring unnecessary cases. I and my officials have continued to hold meetings with claimant and defendant representatives to discuss the reforms. While the level of any reduction in the cost of motor insurance premiums is a matter for the insurance industry, the Government has made clear that it expects the industry to pass on any savings in lower premiums to consumers.

Most of the reforms came into effect in April 2013 and it is too early to assess their full impact, but we are committed to a review within three-five years of implementation. In the meantime we will monitor the impact of the reforms, including motor insurance premiums.