Financial Ombudsman Service

House of Lords written question – answered at on 17 July 2013.

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Photo of Lord Martin of Springburn Lord Martin of Springburn Crossbench

To ask Her Majesty’s Government, further to the Written Answer by Lord Deighton on 4 July (WA 242), when the Financial Ombudsman's Service will reply to Lord Martin of Springburn; and who will reply.

Photo of Lord Deighton Lord Deighton The Commercial Secretary to the Treasury

The Noble Lord was sent a reply by the Chief Ombudsman Natalie Ceeney on 12 July.

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House of Lords

The house of Lords is the upper chamber of the Houses of Parliament. It is filled with Lords (I.E. Lords, Dukes, Baron/esses, Earls, Marquis/esses, Viscounts, Count/esses, etc.) The Lords consider proposals from the EU or from the commons. They can then reject a bill, accept it, or make amendments. If a bill is rejected, the commons can send it back to the lords for re-discussion. The Lords cannot stop a bill for longer than one parliamentary session. If a bill is accepted, it is forwarded to the Queen, who will then sign it and make it law. If a bill is amended, the amended bill is sent back to the House of Commons for discussion.

The Lords are not elected; they are appointed. Lords can take a "whip", that is to say, they can choose a party to represent. Currently, most Peers are Conservative.