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To ask Her Majesty's Government what staff with expertise in making credit judgments are available to HM Treasury and the Department for Business Innovation and Skills to make credit judgments on commercial risks; and what value for money tests will have to be met by credit easing policy decisions.
Under the national loan guarantee scheme, banks will be responsible for assessing the creditworthiness of loan applicants. Under the Business Finance Partnership, private sector fund managers will decide which businesses to lend to.
The Government expect to make a net positive return on the credit easing schemes.