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Affordable Housing: Disability

Communities and Local Government written question – answered on 8th November 2011.

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Photo of Hilary Benn Hilary Benn Shadow Secretary of State for Communities and Local Government

To ask the Secretary of State for Communities and Local Government

(1) how many people have been assisted by the home ownership for people with long-term disabilities scheme in each of the last three years; and how much funding has been allocated to the scheme in each such year;

(2) what assessment (a) he has made of the success of the home ownership for people with long-term disabilities (HOLD) scheme, and (b) the ability of those wishing to access the HOLD scheme to afford their share of the property;

(3) whether he has any plans to amend the operation or rules of the home ownership for people with long-term disabilities scheme.

Photo of Grant Shapps Grant Shapps The Minister for Housing

The Home Ownership for people with Long Term Disabilities (HOLD) scheme aims to help eligible aspiring home owners whose housing needs cannot be met through the Government's main affordable home ownership programme. It enables purchasers to select a property on the open market suitable to their needs (for example, close to carers), and buy on shared ownership terms with a housing association.

All applicants for our affordable home ownership products, including this scheme, must undergo a robust affordability check and demonstrate to their mortgage lender and the housing association that the costs of home ownership are sustainable for them.

It is a demand-led scheme. My Department provides capital funding to housing associations, through the Homes and Communities Agency's affordable homes programme. We are investing almost £4.5 billion to help deliver up to 170,000 additional affordable homes between 2011-12 and 2014-15. As part of this, housing associations may bid for funding to help with the purchase of properties on the open market for this scheme, where this has the support of the local authority. There are no plans to amend the operation or rules of the scheme.

The following table shows the number of households assisted and amount of funding provided under this scheme in each of the last three years.

Households assisted Expenditure (£ million)
2008-09 93 3.7
2009-10 137 5.7
2010-11 132 5.7
Source: Homes and Communities Agency's Information Management System

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