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The Department for Business, Innovation and Skills and HM Treasury are currently reviewing the consumer credit and personal insolvency regime. This is a thorough review of consumer credit and personal insolvency, looking at all the measures that could be taken to support people in difficulty and help them resolve their debts, including the impact of any interest rate cap on doorstep lending. A call for evidence made in connection with the review has recently closed and we are currently considering the substantial number of responses received.
Government will make an announcement on next steps in the spring.