Mortgages: Government Assistance

Work and Pensions written question – answered on 30th March 2010.

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Photo of Jim Cunningham Jim Cunningham Labour, Coventry South

To ask the Secretary of State for Work and Pensions how many people in the West Midlands have received assistance under the Support for Mortgage Interest Scheme since its inception.

Photo of Helen Goodman Helen Goodman Parliamentary Under-Secretary (Department for Work and Pensions)

Financial support for homeowners who are having difficulty in meeting their mortgage payments is provided through the benefits system. Help is available towards the interest on mortgages (known as Support for Mortgage Interest) as part of income support, income-based jobseeker's allowance, and income-related employment and support allowance and state pension credit.

Support for Mortgage Interest was available through supplementary benefit which was replaced by income support in 1988. A complete series of quality assured data is not available before August 1997.

The available information is in the table:

Income support, income-based jobseekers allowance and state pension credit claimants who are receiving assistance under the Support for Mortgage Interest Scheme in the west midlands
Quarter Total support for Mortgage Interest population in west midlands
1997
August 35,600
November 34,800
1998
February 34,000
May 33,000
August 32,600
November 31,300
1999
February 30,900
May 30,300
August 29,800
November 29,100
2000
February -
May 27,700
August 27,800
November 27,300
2001
February 27,500
May 27,000
August 26,700
November 26,300
2002
February 25,400
May 25,300
August 25,800
November 25,300
2003
February 25,100
May 25,000
August 24,000
November 23,100
2004
February 23,000
May 23,700
August 23,500
November 24,000
2005
February 23,800
May 23,700
August 23,600
November 23,100
2006
February 22,700
May 22,400
August 22,600
November 22,200
2007
February 21,700
May 21,700
August 20,900
November -
2008
February 20,100
May 19,700
August 19,400
November 19,200
2009
February 20,600
May 21,900
August 22,200
Notes:

1. Figures have been rounded to the nearest hundred.

2. Figures have been up-rated using 5 per cent. proportions against 100 per cent. Work and Pensions Longitudinal Study totals.

3. The quarter November 2007 is unavailable.

4. The quarter February 2000 is unavailable.

5. Employment and support allowance was introduced in October 2008. No estimate is available yet for the number of employment and support allowance (income-related) cases.

6. The best statistics on benefits are now derived from 100 per cent data sources. However, the 5 per cent. sample data still provide some detail not yet available from the 100 per cent. data sources. In this case reliable data for mortgage interest support are not available from the 100 per cent. data so the 5 per cent data have been used. The latest of which is August 2009.

7. Pension Credit was introduced on 6 October 2003 and replaced minimum income guarantee (income support for people aged 60 or over). The vast majority of people who were previously in receipt of the minimum income guarantee transferred to pension credit in October 2003. Residual minimum income guarantee cases are included in the income support figures.

8. Pension credit is claimed on a household basis and therefore the number of people that pension credit helps is the number of claimants in addition to the number of partners for whom they are also claiming.

Source:

Department for Work and Pensions, Information Directorate, 5 per cent. Quarterly Statistical Enquiry Data, Work and Pensions Longitudinal Study

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