The letter from the Macfarlane Trust suggested that comments I made during the second reading debate of the Contaminated Blood (Support for Infected Persons) Bill on
standard terms and conditions; or no cover offered due to an unacceptable level of risk; or a higher premium due to increased mortality or morbidity; and/or partial cover due to increased mortality or morbidity.
This is consistent with my statement that in all cases, a person's insurability and the level of premiums are determined by the assessment of their individual risk. It is therefore not appropriate to amend the Official Report.
Recognition of the higher cost of insurance premiums was one of the factors taken into account in making the extra payments to those infected with HIV.