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Driving: Car Insurance

House of Lords written question – answered on 11th March 2009.

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Photo of Lord Ouseley Lord Ouseley Crossbench

To ask Her Majesty's Government how many motor car drivers are estimated to be driving without insurance.

Photo of Lord Adonis Lord Adonis Minister of State, Department for Transport, Minister of State (Department for Transport)

A road side survey (Operation V79) was carried out by the Department for Transport in March 2008. 6689 vehicles were stopped at random by police and checked for compliance with driver and vehicle licensing regulations. The recorded level of uninsured drivers from this survey was 1.2 per cent.

However, comparison of the DVLA vehicle register and motor insurance database suggests the total figure of uninsured driving is likely to be higher. In 2005, a comparison of the two databases estimated that about 2.1 million licensed vehicles were being driven by uninsured drivers. The comparison looks at all vehicle keepers and motor insurance policies and does not rely on vehicles being spotted in use on the road. Further work continues on a more recent comparison of the two databases and is undergoing validity checks by departmental statisticians.

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