Fees are payable for all students. Tuition fee loans have been available since September 2006, so no student needs to find money up front to meet tuition fees. Borrowers start to repay loans in the April after they leave higher education. Repayment is linked to income and repayable at 9 per cent. on earnings above £15,000 a year. No repayment is required if income is below £15,000. Interest paid is linked to the rate of inflation, so in real terms what is paid back is equivalent to what was borrowed.
Some employers and other agencies pay fees on behalf of students, including the Training and Development Agency for Schools and the NHS.
Continuing students who entered higher education before 2006/07 are charged fees but those with lower incomes can apply for means-tested grants to cover part or all of the fees, and for non-means-tested fee contribution loans to cover any shortfall in the grant. These fee grants and fee contribution loans are paid direct to the HE institution. Information on fee grants and fee contribution loans is not available at constituency level.