asked Her Majesty's Government:
What plans they have to consult the United Kingdom commercial banks on a nationwide scheme to cancel all charges on current accounts in credit except the cost of chequebooks and cheque clearing.
The Government have no plans to consult on such a scheme. The issue of bank default charges is currently subject to an investigation by the Office of Fair Trading (OFT). The OFT is an independent competition and consumer protection authority and considers cases on the basis of the objective information it collects.