We need to look at where the issues are, where the loopholes are and where people are being exploited. We need to see what we can do, both as law enforcers and as regulators, to close those loopholes. I am not going to say yes immediately to the hon. Gentleman’s question, not least because it is not directly in my bivouac, but he can rest assured that we will look at the trends and see how we can harden the target, if I might put it that way. A whole range of individuals can be scammed and fall for very sophisticated frauds without realising—and by the time they do realise, it is too late.

Obviously the private sector, specifically the banking sector, has an important part to play with the warnings that it puts on its electronic banking systems. We need to do an enormous amount of co-operative work in all this, to ensure that our online crime centre can pick up and collaborate with all parts of the system that is there to try to protect people. As I said earlier, “Stop! Think Fraud” is an important part of that. If something looks too good to be true online, it almost certainly is. We have to get that education out there, be it through influencers or other types of people, to the people who are potential victims in this area.