I congratulate the hon. Gentleman on securing this debate. Before this morning, I would not have imagined that the figures were so tremendously high. Does he agree that the millions of motorists who insure their cars year on year will suffer as a result of crash-for-cash fraud, not just this year and next year but in ongoing years? We need firm and decisive action to ensure that it does not occur to the level that he is very clearly elucidating.