I thank the Chair of the Scottish Affairs Committee for this comprehensive report. We continue to wait for action from the UK Government, as we have for a long time, on legislation to protect access to cash. Page 11 of the report makes it clear that
“Ministers have not had a clear picture of the implications of bank branch and ATM closures on communities in Scotland.”
Those of us who have repeatedly raised the impact of greatly reduced access to cash in our communities know all too well the damage that it is doing. It is vital that the UK Government do all they can to develop a clear picture of the implications of reduced access to cash in advance of any legislation to protect access to cash. Will the Committee continue to pursue that? Otherwise, as I am sure he will agree, the long-promised access-to-cash legislation that we are waiting for will simply not be fit for purpose. It is urgent, as the report makes clear.