I am grateful to the hon. Lady for giving way so early in her speech. I congratulate her on securing the debate. She mentioned bank branches in rural areas, but in lots of constituencies—in hers as much as in mine, I am sure—only one or two banks are left, so the post offices are the true infrastructure that residents now rely on for getting access to cash and general banking services. Does she agree that if more post offices close, whole communities will be cut off, with some people having to travel many miles to find additional banking services? We really cannot afford that.