The hon. Gentleman has pre-empted part of my speech. The five-week wait for payments is doing a tremendous amount of damage, putting people into debt right at the start of their claim.
That is not to say that universal credit has not improved—I am sure we will hear a lot about that from the Minister. I pay credit to the Department for listening, and especially to the current Secretary of State, who has made changes beyond those forced on her by High Court cases. However, there is still an enormous amount to do to help people to get by and feel secure with universal credit.