My hon. Friend is making a characteristically passionate speech. We have heard about the provision of cash machines in rural areas and in deprived areas, but does she agree that another consideration is the provision of cash in market towns? When the last bank closed in the small market town of Sowerby Bridge in my constituency, taking the cash machine with it, there was a detrimental impact on the market, and on its traders, who deal exclusively in cash. We really need to reflect on that problem as, I am sure, it is replicated all over the country.