I thank the Minister for his response. I would like him to write to me about credit unions, in particular, which he mentioned.
In the remaining 20 seconds, I will take on some points raised by Anneliese Dodds. The issue with regulation is not whether we should have a bonfire of regulations. Nobody on the Government Benches, myself included, wants to see a bonfire of regulations. It is about having the most effective regulations that we can, rather than just accepting everything that has happened before.
Motion lapsed (