I agree that business rates are crucial. I also think that we cannot divorce this debate from the general economic climate. Towards the end of last year, Ashfield lost its two Jonathan James shops. One of them, in Eastwood, has now been replaced by the Money Shop, a payday lender. Does the hon. Gentleman agree that what is crucial to this debate and to what our high streets look like is growth in the economy, not in payday loan companies?