I think I agree with the hon. Lady. One of the criticisms we have made of the sector is the need, collectively, to make a better case. When Ministers—we have one with us today, and the hon. Lady was one previously—go to the people in the Treasury, they need a strong case, especially when it is, “Give me money today and I will give you savings tomorrow.” There is a certain natural and understandable scepticism in the Treasury, and a strong evidence based is needed from which to make the point.