I understand the point that my hon. Friend is making, and I pay tribute to those ALMOs and councils that are well run, deliver good programmes, have got their two-star rating and are obviously improving things. The point made by Nicky Morgan is, nevertheless, important: by restricting ourselves to investing where there is a two-star rating, we are actually punishing the tenants and the residents. There needs to be some thought about how one can still deliver a programme either by some other means or by forcing the authorities to be more efficiently run and so on. I am not advocating throwing money away or bad management; I am advocating recognising that our duty as public servants is to the tenants and to the residents. We need to ensure that public money is invested in them and think carefully about the matter.