Part of the debate – in Westminster Hall at 3:39 pm on 15 February 2006.
One of those ready cash reasons will the avoidance of bank charges. One safe thing about someone used to budgeting on a cash basis through the post office is that the card account does not incur them any charges. Bullied by the Department into prematurely going into banking, they go overdrawn and end up with £20 letters from the bank.