The evaluation of the Energy Saving Scotland home loans pathfinder scheme was published in December 2010. It is based on interviews and data analysis and therefore provides useful information a number of aspects of the scheme including:
The customer’s decision making process;
The mix of customers and what measures they are likely to install;
The cost effectiveness of loans;
The difference a loan makes; and
Recommendations for refinements to the scheme.
It fulfils the Scottish Government’s aim to determine the receptiveness of domestic consumers to government-backed interest-free loans and gives strong evidence which will be used to inform future development of policy for domestic energy efficiency and micro-renewables.