I also welcome the statement and the progress that has been made.
Is there not a need for Scotland to have an industrial strategy? We could measure the performance of the bank against the delivery of that strategy.
On meeting the needs of Scotland, one of the greatest needs in Scotland at this time is the need to build houses in the social rented sector. Will the bank be able to work with local authorities and make finances available to councils and social landlords in order to build houses? House building must be seen as a long-term investment, because it would create tens of thousands of apprenticeships and jobs.