That is one of the great challenges of our time. Inverclyde is an interesting area in that it combines deep-seated and long-standing poverty with demographic challenges.

I cannot and will not tell the bank where to go or what to invest in, but I would like the bank to suggest solutions that would tackle those multi-pronged issues. That is a challenge. I am sure that the bank will look at any investable propositions that come forward from Inverclyde.