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I thank the member for generously giving way and for raising the subject of the proposed bank closures in my constituency, in Keith and
Lossiemouth. I am sure that he is aware that Moray has lost 40 per cent of its high street bank branches in the past eight years and that there is a lot of anger about the proposals for
Does the member agree that, in the case of Lossiemouth in particular, where there is a proposal to shut the last bank in the community—with all the damage that that will inflict on the local community—extra safeguards should be put in place by the banks themselves or, if need be, by United Kingdom Government regulation to prevent that from happening?