Part of the debate – in the Scottish Parliament at 5:23 pm on 13 September 2007.
I congratulate Brian Adam on securing a debate on such an important issue, and congratulate on her excellent maiden speech and welcome to the chamber Shirley-Anne Somerville.
Recovered but not covered is one of many excellent campaigns that Macmillan Cancer Support runs. I am sure that we all look forward to taking part in Macmillan coffee mornings in the near future and I am glad that the organisation has raised an important issue, which Brian Adam has given us the opportunity to discuss.
Last night, a number of us were at a citizens advice service event to mark the launch of its new role in advising people with health problems, one aspect of which is the provision of financial advice. When someone has an illness, especially a serious one, the last thing that they want to have to worry about is financial matters. I have encountered that issue in a number of contexts. I was pleased to hear that there are now ways in which people who have serious illnesses can access benefits and advice more quickly from citizens advice bureaux.
Financial problems cause worry and can depress people who find themselves in the difficult circumstance of suffering from cancer. It must be particularly frustrating for people in that position to face such problems when they seek a holiday to help alleviate the daily stress and worries of their illness. As Brian Adam said when he spoke effectively about how some individuals have been affected, such treatment amounts to financial discrimination. As Shirley-Anne Somerville said, such discrimination is simply unacceptable.
Insurance companies must engage on the issue and I hope that they will be willing to do so. I hope, too, that all levels of government will support them to take action.
The joint research by Macmillan Cancer Support and the Royal Bank of Scotland is welcome. Let us hope that that ends with positive action and the right response from the insurance companies involved, which is to end the discrimination. I am sure that we wish to do all that we can to ensure that they engage properly in that process. I hope that we can give Macmillan all our support in making its campaign effective. The Royal Bank of Scotland is supporting the research and joining Macmillan in trying to progress the situation; that is welcome, but it is vital that the bank is not alone in doing that and that other companies, too, come to the table.
It is unacceptable that people in vulnerable circumstances are being put through the stress of having to meet higher insurance costs, or faced with the prospect of not being able to go on holiday. I hope that we can all support the campaign until its goal is achieved and the discrimination is ended.