A Community Bank for Wales

Part of 1. Questions to the Minister for Social Justice – in the Senedd at 2:17 pm on 30 June 2021.

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Photo of Luke Fletcher Luke Fletcher Plaid Cymru 2:17, 30 June 2021

With bank closures in our towns and villages across Wales being all too common, the vision presented by the team at Banc Cambria is an exciting one. For example, in my region, the Constituency of Ogmore has just one bank left, and similar to what we've heard in Clwyd South as well. And, of course, in some constituencies they're at risk of disappearing altogether. The community-based model could have a wider application than just with banks, of course. Has the Minister given consideration to how we may be able to use the Banc Cambria model for other community-led businesses—in energy, for example—and what support will the Government be looking to provide? 

Minister

Ministers make up the Government and almost all are members of the House of Lords or the House of Commons. There are three main types of Minister. Departmental Ministers are in charge of Government Departments. The Government is divided into different Departments which have responsibilities for different areas. For example the Treasury is in charge of Government spending. Departmental Ministers in the Cabinet are generally called 'Secretary of State' but some have special titles such as Chancellor of the Exchequer. Ministers of State and Junior Ministers assist the ministers in charge of the department. They normally have responsibility for a particular area within the department and are sometimes given a title that reflects this - for example Minister of Transport.

constituency

In a general election, each Constituency chooses an MP to represent them. MPs have a responsibility to represnt the views of the Constituency in the House of Commons. There are 650 Constituencies, and thus 650 MPs. A citizen of a Constituency is known as a Constituent