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Results 81–100 of 1000 for (in the 'Commons debates' OR in the 'Westminster Hall debates' OR in the 'Lords debates' OR in the 'Northern Ireland Assembly debates') speaker:Lord Bradley

Pension Schemes Bill — Committee (2nd Day) (Continued) (12 Jan 2015)

Lord Bradley: In moving this amendment to Clause 48, I will soon be moving back to government Amendments 45 and—

Pension Schemes Bill — Committee (2nd Day) (Continued) (12 Jan 2015)

Lord Bradley: I am grateful for that clarification as, I am sure, is the whole Committee. In moving Amendment 44A I shall speak also to Amendments 47 and 48. At this Committee stage, we have tabled amendments on all the recommendations of the Delegated Powers Committee. The Government will either accept the recommendations of that committee or put on record why they do not believe that the delegated power...

Pension Schemes Bill — Committee (2nd Day) (Continued) (12 Jan 2015)

Lord Bradley: I am grateful to the Minister for his response. I certainly would have liked to be a fly on the wall in the negotiations between the CABs and the Treasury to see where they were both coming from as their starting point, let alone where they ended up. I am grateful for the assurances that the Minister has given regarding other funding streams for the CABs and the funding for this service....

Pension Schemes Bill — Committee (2nd Day) (Continued) (12 Jan 2015)

Lord Bradley: My Lords, this amendment is on the specific issue of second line of defence. We have had some debate on this matter, including the excellent contribution from the noble Baroness, Lady Greengross, on her amendments. However, this amendment places a specific requirement on pension providers to make an active intervention to ensure that they help savers when accessing their DC pension pots to...

Pension Schemes Bill — Committee (2nd Day) (Continued) (12 Jan 2015)

Lord Bradley: My Lords, I will be brief because we covered a significant amount of the areas to which this amendment relates earlier in our deliberations. I would like to probe the Government just a little further on the arrangements with the citizens advice bureaux. Specifically, I am seeking assurance that the CABs are capable of delivering the guidance, that they have sufficient start-up costs and that...

Pension Schemes Bill — Committee (2nd Day) (12 Jan 2015)

Lord Bradley: I again thank the Minister for his detailed response. In relation to buying out annuities, the Minister is right—the article in the Sunday Times did state that Steve Webb was a Liberal Democrat. However, it also stated that he was the Pensions Minister. I am sure that this is part of the tensions of coalition as we head towards the general election. I am grateful for the support for this...

Pension Schemes Bill — Committee (2nd Day) (12 Jan 2015)

Lord Bradley: I am grateful to the Minister and thank him for his explanation of the figures. I want to be absolutely clear that my example of a person who transfers his salary into his pension pot and saves national insurance in the way that I have described has been fully taken into account in these figures.

Pension Schemes Bill — Committee (2nd Day) (12 Jan 2015)

Lord Bradley: My Lords, the two amendments in this group are intended to ensure that the effects of the pension flexibilities on the public finances and savers are adequately monitored by the Government. Their purpose is to ensure the publication and proper analysis of the information and that it is placed in the public domain to ensure transparency. I shall speak first to Amendment 30B, which requires the...

Pension Schemes Bill — Committee (2nd Day) (12 Jan 2015)

Lord Bradley: I thank the Minister for his comprehensive reply, particularly when he said that the Treasury would be keeping its mitts all over the service. I assume that that was meant to be reassuring. I note that he said that he thought the BBC had got the story wrong today about flat-rate pensions, and I listened with great care to his explanation, which we will need to reflect on very carefully. It is...

Pension Schemes Bill — Committee (2nd Day) (12 Jan 2015)

Lord Bradley: My Lords, I beg to move Amendment 30. At the start of our deliberations, it is worth reminding the Committee that at Second Reading we took two pension Bills together: the Pension Schemes Bill and the Taxation of Pensions Bill. We did so because it was recognised that the two Bills were interrelated and that the issues to be scrutinised and debated were inextricably linked between them. While...

Pension Schemes Bill — Committee (1st Day) (Continued) (7 Jan 2015)

Lord Bradley: Once again, I am grateful to the Minister for his response and that, if there is lack of clarity over the state aid issue, he will look at it and write to me about the actual position, so that we can apply it to the amendment. I hope that he will be able to do that before Report, so that we may consider whether it is appropriate to pursue the matter further. In the light of his assurances on...

Pension Schemes Bill — Committee (1st Day) (Continued) (7 Jan 2015)

Lord Bradley: My Lords, the amendment in my name and that of my noble friend Lord McAvoy would require the Government to lift the restrictions on the National Employment Savings Trust—or NEST, as it is commonly known—within one month of Royal Assent. This includes the ban on transfers and the contribution cap. The Government’s decision not to lift the contributions limit and bulk transfer...

Pension Schemes Bill — Committee (1st Day) (Continued) (7 Jan 2015)

Lord Bradley: Because of the lateness of the hour and the excellent way in which the amendment was introduced by the noble Lord, Lord German, and supported by my noble friend Lady Drake and the noble Baroness, Lady Bakewell, and as all the arguments have been clearly laid out, it would not be of any great benefit to the Committee if I tried to elaborate on this proposal. Suffice it to say that we would...

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: I am grateful to the Minister again for his explanation of the government amendments, which I accept are minor and technical. However, they clarify the position on certain aspects of the Bill, which is welcome, and remove any ambiguity that may have transpired from the original drafting. In that light, the Opposition are happy to accept them.

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: My Lords, I draw attention to the wording of this amendment because I am sure that it will be welcomed by the Government and that they will wish to produce and deliver such an annual review to Parliament. When the press release that accompanied the Bill was issued, it gave me the impression that the Government envisaged that Part 2 would lead to a number of new combined collective defined...

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: I welcome the Minister’s response to the request for an annual review. It was certainly not my intention—I hope it was clear in my opening remarks—to see this as a tick-box exercise. I see it as a very effective document that would be presented to Parliament and allow us to have proper scrutiny of a very important new proposal that has been brought forward. The Minister is right that it...

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: I am slightly confused. The Minister seems to be saying that there would never be a circumstance where there would not be a policy and therefore it can be permissive because there would be no exception to it. There would always be a policy in place. Can he confirm that that is the case?

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: Again, I am grateful to the Minister for his response and clarification. From this side of the Committee we could not envisage a situation where something as important as deficit and surplus within funds and providing policies about which the members are clear and on which they have been consulted would not be addressed and in place. The Minister assures the Committee that, through a...

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: My Lords, I will not labour the points that we have already made regarding affirmative resolutions of regulations, but I shall speak briefly to Clause 21 because it is another key clause in shaping the structure and policies of pension schemes that are to be developed under Part 2. This is another area that, as we know, the Delegated Power Committee picked out when it said that, “the likely...

Pension Schemes Bill — Committee (1st Day) (7 Jan 2015)

Lord Bradley: I thank the Minister for his response to the amendment and I welcome the comments made by the noble Lord, Lord German, and my noble friend Lady Drake on the issue of scale. There is no intention in the amendment to force anything. Subsection (2) of the proposed new clause is clear. It states: “Where trustees take the view that the scheme has insufficient scale, they must consider whether...


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