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The only result for column:697 date:20130712 in the 'Commons debates' speaker:Jo Swinson

High Cost Credit Bill (12 Jul 2013)

Jo Swinson: It depends on the specific circumstances. Current guidance does not necessarily suggest a ban on roll-overs, but there is evidence that some practices mean that borrowers, including those who are not necessarily unable to repay the loan, are proactively offered a roll-over—for example, by text message. That gets them into more debt and incurs more charges, even though they may have been...

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