Results 1–20 of 1178 for speaker:Stephen Barclay

Written Answers — HM Treasury: Universities: EU Grants and Loans (20 Sep 2017)

Stephen Barclay: Contracts signed between the European Investment Bank (EIB) Group and UK counterparties are matters for the parties. They do not contain any provisions relating to the departure of a member state from the EU. The UK is in the process of negotiating what its future relationship with the EIB will be, but the government is clear that the UK’s exit from the EU on its own does not change...

Written Answers — HM Treasury: Balance of Payments (20 Sep 2017)

Stephen Barclay: The current account deficit has widened due to a worsening in investment income, as returns on investments in the UK have been higher than the income earned by the UK on investment abroad. As the world economy recovers the current account deficit should narrow, in line with the Office for Budget Responsibility’s forecast of -2.0% of GDP in 2021. The Government is supporting exports...

Written Answers — HM Treasury: Economic Situation (19 Sep 2017)

Stephen Barclay: Government has undertaken a significant amount of work to assess the economic impacts of leaving the EU. This is part of our continued programme of rigorous and extensive analytical work on a range of scenarios on a sector by sector basis. All departments need to prepare not just for a negotiated settlement, but also for the no deal scenario. We are confident that we will secure a deal, but...

Written Answers — HM Treasury: Credit Cards: Debts (19 Sep 2017)

Stephen Barclay: Treasury ministers and officials have meetings with a wide variety of organisations in the public and private sector as part of the process of policy development and delivery. Regulation of consumer credit, including credit cards, is the responsibility of the Financial Conduct Authority (FCA). The FCA conducted a credit card market study in November 2014 and published its final report in July...

Written Answers — HM Treasury: Business: Terrorism (18 Sep 2017)

Stephen Barclay: There is nothing in current legislation in the Reinsurance (Acts of Terrorism) Act 1993 that prevents insurers from offering terrorism insurance beyond property damage to businesses, and indeed such products exist on the market. It is up to businesses to decide what risks they would like to be insured against, and for insurers to assess the extent of the risks they are willing to cover. The...

Written Answers — HM Treasury: Financial Services (15 Sep 2017)

Stephen Barclay: Treasury Ministers meet regularly with representatives from the insurance, mortgage and banking industries on a variety of issues. However, there have been no discussions of the effect that increased longevity might have on the terms and conditions for financial products. The terms and conditions of products are a commercial matter for firms. If firms’ terms and conditions are incorrect...

Written Answers — HM Treasury: Funerals: Regulation (14 Sep 2017)

Stephen Barclay: The provision of a pre-paid funeral plan is defined as a regulated activity and falls within the Financial Conduct Authority’s regulatory remit unless specific exemption criteria are met. This arrangement and these exemption criteria are set out in the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001. HM Treasury sets the legislative framework for the...

Written Answers — HM Treasury: Debts (13 Sep 2017)

Stephen Barclay: The Government is committed to tackling the causes of problem debt, and is aware of the Citizens Advice report, although it is not the practice to respond directly to such reports. The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility from the Office of Fair Trading (OFT) to the Financial Conduct Authority (FCA) on 1 April...

Written Answers — HM Treasury: Debts (13 Sep 2017)

Stephen Barclay: The government established an independent Financial Policy Committee (FPC), giving the FPC a primary objective to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing financial stability. The FPC’s June 2017 Financial Stability Report (FSR), published on 27 June, assesses recent trends in unsecured debt in the consumer credit...

Written Answers — HM Treasury: Economic Situation (13 Sep 2017)

Stephen Barclay: The Government has undertaken a significant amount of work to assess the economic and fiscal impacts of leaving the EU. This is part of our continuing programme of rigorous and extensive analytical work covering a range of scenarios on a sector by sector basis. We are seeking the best possible deal for the United Kingdom and the work being done reflects this.

Written Answers — HM Treasury: Life Insurance (13 Sep 2017)

Stephen Barclay: The readability of the terms and conditions set out in life insurance policies falls within the remit of the Financial Conduct Authority (FCA). As such, HM Treasury has not conducted research into this topic. The FCA is the UK’s conduct of business regulator and is an independent public body. The FCA has confirmed that it will provide a written response to the Member’s question....

Written Answers — HM Treasury: Economic Growth (13 Sep 2017)

Stephen Barclay: Annual growth rates are calculated from the annual average level of a variable. The independent Office for National Statistics publish the official estimates of UK GDP growth. The latest information can be found here: https://www.ons.gov.uk/economy/grossdomesticproductgdp/times eries/ihyp/pn2

Written Answers — HM Treasury: Financial Services (13 Sep 2017)

Stephen Barclay: The British Business Bank published an assessment of the level of lending through banks and peer-to-peer providers to small and medium-sized businesses in its report on Small Business Finance Markets in February 2017. The report can be found at http://british-business-bank.co.uk/wp-content/uploads/2017/0 2/BBB-SBFM-REPORT-2016-17-web.pdf The Government also monitors the Bank of...

Written Answers — HM Treasury: Crowdfunding (13 Sep 2017)

Stephen Barclay: We do not currently collect data on 'employee number' from delivery partners who provide peer-to-peer lending. We are unable to obtain robust data because it is not included in the mandatory information required by some peer-to-peer delivery partners when lending through their platforms. However, by their very nature, the vast majority of lending will be to organisations that have less than...

Written Answers — HM Treasury: Crowdfunding (13 Sep 2017)

Stephen Barclay: The Government believes that the peer-to-peer (P2P) lending sector already provides competition to the lending marketplace, and welcomes the strong growth of the industry. The Government has supported the sector through implementing a proportionate, principles based regime for P2P lending that balances the need for consumer protection with allowing the sector to grow and evolve.

Written Answers — HM Treasury: Capability and Innovation Fund (13 Sep 2017)

Stephen Barclay: The £425 million Capability and Innovation Fund is made up of 15 separate awards that eligible challenger banks and other financial service providers can compete for. These awards will range from £5 million to £120 million. We will be releasing further details on the Capability and Innovation Fund once the European Commission have announced their final decision.

Written Answers — HM Treasury: Crowdfunding (13 Sep 2017)

Stephen Barclay: The Government has not made an estimate of the additional costs to lenders or business customers that would be created by setting rules on the level of business lending allowed through non-bank finance providers. The Government monitors the level of business lending through both bank and non-bank finance providers, working with both the British Business Bank and the financial regulators.

Finance Bill (12 Sep 2017)

Stephen Barclay: The debate has been wide-ranging, covering virtually every aspect of the Bill. That is right and proper for a Bill of such importance. We have heard a number of impressive contributions, including two maiden speeches. The hon. Member for Liverpool, Walton (Dan Carden) made a powerful and assured maiden speech in which he rightly talked about the cultural richness of Liverpool. His reference...

Written Answers — HM Treasury: Cars: Sales (12 Sep 2017)

Stephen Barclay: The government established an independent Financial Policy Committee (FPC), giving the FPC a primary objective to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing financial stability. Following its most recent policy meeting on 21 June, the FPC published the Financial Stability Report (FSR). The FSR assessed recent trends in the...

Written Answers — HM Treasury: Financial Services (12 Sep 2017)

Stephen Barclay: The Government has conducted analysis of over 50 sectors of the economy, including financial services. The Government has recently published a series of papers, and will be publishing further papers, which set out the UK’s approach to our new deep and special partnership with the EU. These papers are designed to provide citizens and businesses at home and across Europe with a deeper...


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