Results 1–20 of 4032 for speaker:John Glen

Access to Cash — [Mrs Maria Miller in the Chair] (20 Oct 2021)

John Glen: What a pleasure it is to serve under your chairmanship, Mrs Miller. I commend the hon. Member for Pontypridd (Alex Davies-Jones) for her speech and for securing the debate. She set out many of the core issues and gave a very fair assessment of them, which was echoed by the 13 speeches from Back-Bench Members and three interventions that we have heard this afternoon. I have been the Minister...

Access to Cash — [Mrs Maria Miller in the Chair] (20 Oct 2021)

John Glen: I am very grateful to the hon. Lady for raising that point. I visited her constituency last Thursday and saw that facility first hand, and I will say a little bit about it in a moment. It was a great example of banks coming together and working with the Post Office to find a practical solution—one that many colleagues in the Chamber have raised in previous debates. We are in a strong...

Written Answers — Treasury: ICT: Northern Ireland (20 Oct 2021)

John Glen: The government is committed to maintaining the UK’s position a world-leading destination for fintech. In line with this ambition, the Government is taking forward key recommendations of the independent Kalifa Review of UK Fintech as part of ensuring the UK remains at the global cutting edge of technology and innovation in financial services. Government funding for future years will be...

Written Answers — Treasury: Loans: Small Businesses (20 Oct 2021)

John Glen: The Term Funding Scheme (TFS) is a monetary policy tool of the independent Monetary Policy Committee (MPC) of the Bank of England. Therefore, it is not appropriate for the Government to comment on its conduct or effectiveness. The separation of fiscal and monetary policy is a key feature of the UK’s economic framework, and essential for the effective delivery of monetary policy. We will...

Written Answers — Treasury: Bank Services: Fraud (20 Oct 2021)

John Glen: The Government is working with industry to close down the vulnerabilities that fraudsters exploit and ensure members of the public have the information they need to spot a scam and stand up to fraudsters. This is a shared endeavour between Government, law enforcement and the private sector. It is vital we ensure that disabled and vulnerable customers are included in this effort, but there are...

Written Answers — Treasury: Bank Cards: Fees and Charges (20 Oct 2021)

John Glen: The Payment Systems Regulator (PSR) was established in 2015, with statutory objectives to promote competition, innovation, and to ensure that payment systems are operated in a way that considers the interests of all the businesses and consumers that use them. The PSR is currently carrying out a market review into card acquiring services to examine how effectively competition is working in...

Fossil Fuel Industry: Regulation of Investments (19 Oct 2021)

John Glen: I congratulate the hon. Member for Coventry South (Zarah Sultana) on securing this debate on an issue that we all agree is of crucial importance. I will do my best to do justice to this broad and complex issue in the allotted time, focusing my remarks on my brief as Economic Secretary to the Treasury, with oversight of financial services, which the hon. Lady mentioned on a number of...

Fossil Fuel Industry: Regulation of Investments (19 Oct 2021)

John Glen: It is absolutely the case that the UK pensions and investment sectors—asset owners, asset managers and the service providers that support them—have an important role to play, using their influence and ownership rights over investee companies while fulfilling those fiduciary responsibilities. The Financial Reporting Council’s stewardship code 2020 sets that gold standard for such...

Fossil Fuel Industry: Regulation of Investments (19 Oct 2021)

John Glen: I congratulate the hon. Member for Coventry South (Zarah Sultana) on securing this debate on an issue that we all agree is of crucial importance. I will do my best to do justice to this broad and complex issue in the allotted time, focusing my remarks on my brief as Economic Secretary to the Treasury, with oversight of financial services, which the hon. Lady mentioned on a number of...

Fossil Fuel Industry: Regulation of Investments (19 Oct 2021)

John Glen: It is absolutely the case that the UK pensions and investment sectors—asset owners, asset managers and the service providers that support them—have an important role to play, using their influence and ownership rights over investee companies while fulfilling those fiduciary responsibilities. The Financial Reporting Council’s stewardship code 2020 sets that gold standard for such...

Written Answers — Treasury: Islamic State: Freezing of Assets (18 Oct 2021)

John Glen: There is currently around £85,000 worth of funds frozen in the UK belonging to individuals and organisations associated with ISIL and Al-Qaida. The majority of these individuals and organisations are sanctioned by the United Nations Security Council and appear on its ISIL (Da’esh) and Al-Qaida Sanctions List. As this List concerns individuals and organisations with both ISIL and Al-Qaida...

Written Answers — Treasury: Financial Services: Minority Groups and Young People (18 Oct 2021)

John Glen: The Government is strongly committed to tackling financial exclusion and wants everyone, whatever their background or income to be able to access useful and affordable financial products and services. Since March 2018, the Government has convened the Financial Inclusion Policy Forum, co-chaired by the Economic Secretary to Treasury and Minister for Pensions and Financial Inclusion. It brings...

Written Answers — Treasury: Finance (18 Oct 2021)

John Glen: In January 2019, the Government established the Money and Pensions Service (MaPS), merging three former organisations (the Money Advice Service, The Pensions Advisory Service, PensionWise) to provide free-to-use financial guidance and offer more holistic support to customers. In 2020, MaPS published the UK Strategy for Financial Wellbeing which sets out five national goals to improve the...

Written Answers — Treasury: Child Trust Fund (18 Oct 2021)

John Glen: The requested statistics on protected Child Trust Funds can only be made available at a disproportionate cost.

Written Answers — Treasury: Probate (29 Sep 2021)

John Glen: The Government has made no recent assessment in relation to the effect of increasing the probate limit. In most circumstances the provision of a bank’s services, including the administration around bereavement, are a commercial decision for the bank. The Government does not intervene in these decisions. The treatment of customers by UK banks and building societies which are regulated by...

Written Answers — Treasury: Consumers: Protection (27 Sep 2021)

John Glen: The Government is committed to ensuring financial services consumers are appropriately protected. In accordance with the requirements set out in the Financial Services Act 2021, the Financial Conduct Authority (FCA) published a consultation on 14 May 2021 proposing a new ‘Consumer Duty’. The Consumer Duty seeks to clarify and raise expectations for the standard of care that should be...

Written Answers — Treasury: Mortgages: Interest Rates (27 Sep 2021)

John Glen: Following the Financial Conduct Authority's (FCA) Mortgage Market Study, an industry voluntary agreement was enacted to help borrowers on reversion rates who are up to date with payments but don't meet the affordability criteria required to switch to a new deal. This means that participating lenders will offer eligible borrowers the ability to switch to an alternative product. The...

Written Answers — Treasury: Cooperatives (23 Sep 2021)

John Glen: The Government recognises the value of co-operatives. It is clear they offer a different way of running a business, supporting the needs of their members and their local communities. HMT does not hold any data regarding the amount spent by local authorities in England on helping to set up new business co-operatives. Local authorities in England have significant freedoms to choose what...

Written Answers — Treasury: Standard of Living (23 Sep 2021)

John Glen: CPI inflation in August was 3.2% having risen from low levels last year. The Bank of England expects the increase in inflation to be temporary, with inflation returning to its 2% target level through 2022 and 2023. Since the operationally independent Bank of England took on responsibility for inflation, it has averaged around the 2% target. The Government remains committed to price...

Written Answers — Treasury: Workplace Pensions (23 Sep 2021)

John Glen: HMRC is responsible for registering pension schemes where they wish to benefit from the tax reliefs available to pensions. As a result of pension tax simplification, pension scheme registration was moved to a new online digital system in 2006. As part of a wider government response to concerns surrounding pension scams, in 2014 legislation was introduced to enable HMRC to refuse...


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