Results 1–20 of 146 for speaker:Lord Joffe

Asylum Seekers (1 Mar 2000)

Lord Joffe: My Lords, I should like to begin by expressing my thanks for the friendly guidance and assistance so willingly provided to me by officials and Members of your Lordships' House as I have struggled to understand its procedures--and, I might add, its geography. It has made what I feared would be a daunting process into an enjoyable one. I am most appreciative. It is with some diffidence that I...

Education in Developing Countries (15 Mar 2000)

Lord Joffe: My Lords, I must declare an interest as chair of Oxfam, which has education in developing countries at the top of its agenda, which I personally believe is exactly where it should be. Perhaps I may join other noble Lords in expressing my thanks to the noble Baroness, Lady Whitaker, for introducing this most important and timely debate. It is important because we live in a world which could...

Financial Services and Markets Bill (20 Mar 2000)

Lord Joffe: I, too, support the amendment. I share the puzzlement of the noble Lord, Lord Jenkin, at the rationale behind the Government's proposal to introduce the regulation of mortgages on only a piecemeal basis. In order to recognise the dangers of the proposal, it is helpful to explore what happens at the point of sale. The borrower seeking a mortgage is often engaging in the largest and most...

Financial Services and Markets Bill (20 Mar 2000)

Lord Joffe: I, too, wish to express my support for the amendment. As other noble Lords have said, the products are very complex. I know just how complex they are because, with the noble Lord, Lord Lipsey, I sat on the Royal Commission for the care of the elderly and we were required to analyse these products. With some experience in the field, I, frankly, was unable to understand them, or certain...

Financial Services and Markets Bill (27 Mar 2000)

Lord Joffe: moved Amendment No. 230: After Clause 129, insert the following new clause-- :TITLE3:LIFE ASSURANCE BUSINESS RULES (". The Authority shall make rules requiring an authorised person who has permission to carry on a regulated life assurance activity to consult and account to with-profits policyholders for-- (a) any appropriation of reserves or surplus assets to shareholders, and (b) decisions...

Financial Services and Markets Bill (27 Mar 2000)

Lord Joffe: I declare an interest in that my family and I are with-profit policyholders in proprietary life insurance companies. The purpose of the amendment is to help protect the interests of with-profit policyholders in proprietary life insurance companies. Policyholders, while notionally owning the majority of assets in many life insurance companies, are normally not represented, consulted or even...

Financial Services and Markets Bill (27 Mar 2000)

Lord Joffe: The intention is that policyholders would be consulted. But if the impasse suggested arose between the shareholders and the policyholders, at that stage the policyholders would have the right to apply to the court to protect their interests.

Financial Services and Markets Bill (27 Mar 2000)

Lord Joffe: Perhaps I may comment briefly on some of the points made in the debate. I entirely agree with the noble Lord, Lord Jenkin, that policyholders often act irrationally and seldom take account of their best long-term interests. However, the distinction between a mutual and a proprietary company is that in a mutual company there is a mechanism for policyholders to object because they are the...

Financial Services and Markets Bill (27 Mar 2000)

Lord Joffe: I thank the noble Lord. I believe that for an ombudsman to have certain rights is a help but is not the answer because the ombudsman's powers are restricted. I am not sure whether an ombudsman would have the right to look into the position of with-profits policyholders, but I think that the awards that the ombudsman can grant are limited. I see that as a useful addition but not as a...

Central Africa (5 Apr 2000)

Lord Joffe: My Lords, I too thank my noble friend Lord Sandwich for introducing this debate. At the outset, I express the hope that the Government's current and welcome focus on the disturbing events in Zimbabwe will not distract attention from the conflicts in central Africa in which, of course, Zimbabwe is also involved. Likewise, international pressure for progress on implementing the Lusaka Agreement...

Asylum Support Regulations 2000 (20 Apr 2000)

Lord Joffe: My Lords, the noble Lord, Lord Dholakia, and other speakers have said everything that I intended to say in relation to these regulations. As chair of Oxfam, I wish to make only one point. On the one side we have the hysteria being created by the media and by certain right-wing groupings; on the other side there is a large body of caring people who are disillusioned and despondent that this...

Financial Services and Markets Bill (9 May 2000)

Lord Joffe: moved Amendment No. 151A: After Clause 135, insert the following new clause-- :TITLE3:LONG-TERM INSURANCE BUSINESS RULES: REPRESENTATION OF POLICYHOLDERS (" . The Authority shall make rules requiring an authorised person who is a body corporate who has permission to carry on regulated long-term insurance business to secure that the composition of the body's Board of Directors is such as to...

Financial Services and Markets Bill (9 May 2000)

Lord Joffe: My Lords, in moving this amendment I have to declare an interest in that my family and I are with-profit policyholders in proprietary life assurance companies. The purpose of the amendment is the protection of with-profit policyholders, who currently have no representation on the boards of life assurance companies. I raised this issue at Committee stage and the noble Lord the Minister has...

Financial Services and Markets Bill (9 May 2000)

Lord Joffe: My Lords, I am grateful to the Minister for his careful consideration of the amendment. As regards the distinction between mutual and with-profits companies, I fear that the mutuals are fast disappearing and that choice will soon be very limited. But that is not the main thrust of my case. I am encouraged by the Minister's comments on the company law review and his clear acceptance that there...

Tobin Tax (8 Jun 2000)

Lord Joffe: My Lords, I add my thanks to the noble Lord, Lord Judd, for raising this important matter. In his eloquent speech, the noble Lord made a powerful case for an official inquiry into the practicability of an international currency tax and I support that case, declaring at the same time an interest as chair of Oxfam. Oxfam, whose objective is to eliminate poverty, is acutely aware of the adverse...

Mutual Companies (22 Jun 2000)

Lord Joffe: My Lords, I, too, am grateful that the noble Lord, Lord Faulkner, has raised this important issue, and I support the powerful case that he has made for the Government to take action. At the outset, I declare an interest as a policyholder of Standard Life. The issue has two dimensions: first, a moral dimension; and, secondly, one of competition. It is unusual to concern oneself with morality...

Elderly and Disabled People (17 Jan 2001)

Lord Joffe: My Lords, I, too, should like to express my appreciation to the noble Lord, Lord Ashley, for raising this important issue, which is of such concern to many elderly people and their families. It is with regret that I do not support the noble Lord's Question, as it is clear that much pain is being caused to many elderly and disabled residents by the present arrangements. The noble Lord, Lord...

Asylum Seekers (14 Feb 2001)

Lord Joffe: My Lords, when I arrived in England as an asylum seeker about 35 years ago it was with an overwhelming sense of relief and gratitude to be in a free and tolerant country where human rights were respected and those fleeing from persecution were welcomed. When I was granted British citizenship five years' later I felt immeasurable pride to be a citizen of such a country. But today, when I read...

International Development Bill [H.L.] (2 Jul 2001)

Lord Joffe: My Lords, perhaps I may first declare an interest as chair of Oxfam. It is a privilege to have listened to the maiden speech of the noble Lord, Lord Hannay, who during his term at the United Nations was a good friend to Oxfam and the development agencies. I, too, congratulate the noble Baroness, Lady Amos, on her new appointment. I welcome the Bill and congratulate the Secretary of State on...

International Development Bill [H.L.] (16 Jul 2001)

Lord Joffe: I declare an interest as the chair of Oxfam and a number of other development agencies. My purpose in supporting all the amendments in this first group, other than Amendment No. 1, is to improve what is already a very good Bill which includes a principle of fundamental importance to development. My concern with Amendment No. 1, moved by the noble Baroness, Lady Rawlings, is that by adding the...


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