Results 21–40 of 1746 for speaker:Gordon Banks

Written Answers — Department for Transport: Highway Code (20 Nov 2014)

Gordon Banks: To ask the Secretary of State for Transport, whether his Department has any plans to amend the Highway Code.

Written Answers — Department for Business, Innovation and Skills: Holiday Leave: Pay (20 Nov 2014)

Gordon Banks: To ask the Secretary of State for Business, Innovation and Skills, what guidance he plans to give to employers following the recent ruling by the Employment Appeal Tribunal on holiday pay.

Written Answers — Department for Work and Pensions: Cold Weather Payments: Scotland (20 Nov 2014)

Gordon Banks: To ask the Secretary of State for Work and Pensions, how many times cold weather payments have been made to residents of the KY13 postcode area in each of the last five years.

Written Answers — Department for Work and Pensions: Cold Weather Payments: Scotland (20 Nov 2014)

Gordon Banks: To ask the Secretary of State for Work and Pensions, how many times cold weather payments have been made to residents of the FK10 postcode area in each of the last five years.

Written Answers — Department for Work and Pensions: Cold Weather Payments: Scotland (20 Nov 2014)

Gordon Banks: To ask the Secretary of State for Work and Pensions, how many times cold weather payments have been made to residents of the FK11 postcode area in each of the last five years.

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: The Minister will recall that I mentioned that in Scotland there are 43 businesses on the prompt payment code register. What will he do to increase that number? If there are 43 businesses on the register, the system is not working.

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: Does my hon. Friend share my ambition that new clause 4 does not have to be onerous or deliver any financial problem to the debtor? All the debtor has to do is pay on time, and there is no penalty. It is simple; it puts money back into the economy and oils its wheels. It ensures that small businesses do not totter on a knife edge of survival at the behest of a larger company. There need be no...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: Given the time in the calendar that we are now approaching—November, December, January, February—does my hon. Friend share my experiences of and concerns about what happens to cash flow and cash collection over these months, when for a number of reasons, or rather excuses, cash collection during the winter months, when in some ways it is needed more, is greatly reduced?

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: The hon. Gentleman says that this Bill will transform the experience of small businesses. Surely he has to admit, coming from a small business background, as I have, that the only way the late payments situation can be transformed is by forcing people to make payments on time, and that can happen only with financial detriment to the payer.

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: I think the hon. Gentleman misunderstands the objective, which is not to get the extra forced payment, but to make sure that the original payment is made on time so that the debtor does not have to pay that forced payment.

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: My hon. Friend makes a valid point. I have seen larger businesses behave in a way that smaller businesses would never ever dream of doing. They might say, “We only take purchase ledger calls on Tuesdays and Friday mornings.” If a firm cannot get through on a Tuesday to ask about a cheque or an invoice, no one will take its call until Friday. The other issue about resources is valid too. I...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: I take the right hon. Gentleman’s point. I have asked the Minister to give the issue some thought before he sums up, and I have also said that I do not necessarily think that there will be a simple solution, but I am convinced that there is a way in which this can be developed so that small businesses—in fact, all businesses—can rest assured that 30, 35 or 40 days after they have...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: I am grateful to my hon. Friend for clarifying that point. I am prompted by a sedentary comment to say that my argument is not so much about an invoice being queried as about a customer saying that they have not received the invoice, or that it is lost, 30 days after they have had a statement listing all the invoices they should have received. Basic accounting practices are either not being...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: Of course they do. Every £1,000 not received has an impact on whether a business can prove to a possible financial investor, whether that is a bank or anything else, that it is a responsible company with the processes and the people in place to take the business forward. It may well have the people and processes in place, but it may be being stymied by the Tuesday and Friday phone calls to...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: It most definitely does. Prompt payment in my business experience is 30 days. That is fair and prompt payment. In my book, 90 days is not and should not be considered prompt payment. It is a massively overdue payment allowing one business to make its way in the world at another’s expense. I fear that we have a long way to go, unless the Government listen tonight. I do not think that the...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: It is a pleasure to follow the hon. Member for Brighton, Pavilion (Caroline Lucas), and I should like to speak to new clauses 3 and 4. Before I so do, I should like to draw the House’s attention to my entry in the Register of Members’ Financial Interests. New clause 3 is designed to flush out late payers. It seeks to press, or perhaps encourage, FTSE 350 businesses that have not signed...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: I thank my hon. Friend for making that valid point. The bigger companies have to understand that there is a need for smaller companies in the supply chain. They should view the situation in the round and acknowledge that not every company is big enough to withstand late payments in the same way that they perhaps could. There is a moral argument running through this as well. If I supply goods...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: I am grateful to the hon. Gentleman for making that valid point. I shall come to that matter later in my speech when I talk about the changes that have happened over recent years, and perhaps decades, and try to illustrate why prompt payment has become so important. Let me return to what I was saying about people trying to get their payment on time, and whether they win the argument and risk...

Oral Answers to Questions — Attorney-General: New Clause 1 — Payment practices: retention of monies (18 Nov 2014)

Gordon Banks: Yes, I am aware of that research, and late payment is a major problem. It is not just a transient major problem, but a constant one, week to week. I have lain in bed at night worrying whether the cheque was going to come in so that I could pay the wages of my staff. That is not a position that any business should be put in, and certainly not because of late payments. A small business, perhaps...


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