Results 141–160 of 1306 for speaker:Nick Ainger

Written Answers — Defence: Departmental Land (28 Jan 2008)

Nick Ainger: To ask the Secretary of State for Defence what assessment he has made of his Department's compliance with the Crichel Down rules in the disposal of 50 acres of land at East Blockhouse, Augle, Pembrokeshire on 27 March 2002.

Written Answers — Defence: Departmental Land (28 Jan 2008)

Nick Ainger: To ask the Secretary of State for Defence whether a defence contractor to which his Department's land has been transferred to is subject to the Crichel Down guidance when disposing of that land.

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: I have two questions. First, on the discussion that we had about levelling down and the introduction of greater flexibility in risk-sharing, could you not introduce an enabling clause that would give you the time to consider and consult on the range of risk-sharing options, and then bring forward detailed legislation in the form of regulation? Secondly, and completely unrelated, the Select...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: But they are paying their class 2 national insurance stamp. Is there not a way of using that system? Most are paying that through direct debit, I guess. Is there not a way of encouraging them to, in effect, auto-enrol when they pay their class 2 stamp?

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: But they can opt out if they want.

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: I shall try to be brief. We have heard from a number of witnesses about the different levels of risk, as they see it, in levelling down, and you gave a formidable presentation about why you thought that the risk would be lower rather than higher, as some witnesses said. The ACA, when it gave evidence, said that it had a real fear about the issue. Other than what you have said about the Bill,...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: So you would be happy to see a change?

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: On the risk of levelling down, in the paper that you submitted to the Committee, you indicated that you had undertaken a survey in February 2007, covering 336 schemes with 2.1 million members. In the survey, did you ask the employers whether the 3 per cent. level would encourage them, irrespective of where we go with conditional indexation, to change their existing occupational pensions? If...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: My question was whether you had addressed that issue in the survey and what responses you had had from those companies?

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House. (17 Jan 2008)

Nick Ainger: May I just clarify that point? The employers who responded to the survey were those who were already paying more than a 3 per cent. contribution?

Public Bill Committee: Pensions Bill (17 Jan 2008)

Nick Ainger: Following on from the questions about levelling down, Mr. Cherry, do you offer a pension scheme to your staff?

Public Bill Committee: Pensions Bill (17 Jan 2008)

Nick Ainger: Mr. Compton, you were indicating a different view from Mr. Cherry of the surveys that we have done. On levelling down, do employers fear that if they are offering their own occupational scheme and not all their staff are in it, the risk for them is that they will be faced with the additional costs of the new scheme together with the costs of an existing scheme? There is then a possibility...

Public Bill Committee: Pensions Bill (17 Jan 2008)

Nick Ainger: The reason behind my question is that I had made the assumption, particularly in relation to larger companies, that virtually all their staff would be in the company occupational scheme. Therefore, there would be no additional costs for that particular company if all its staff were in the company scheme and it would be only those companies with a mix of people—some who are in and some who...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House (15 Jan 2008)

Nick Ainger: I ask this question first to Nigel Stanley. In the previous evidence-taking session, Stephen Haddrill, the director general of the Association of British Insurers said that in his opinion, for the 4.3 million people currently in occupational pensions whose employers contribute more than 3 per cent., there was a real risk that some of those employers could start to level down their schemes. I...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House (15 Jan 2008)

Nick Ainger: I would not suggest that in a million years. Surely the experience of the last few years has been that employers that were recognised as good, including in the public sector, have changed their pension schemes and have, in many cases, ended final salary schemes because of the cost involved. Unfortunately, the evidence so far is that irrespective of whether employers are good or bad, given...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House (15 Jan 2008)

Nick Ainger: Coming back to the point that John Greenway made, I, and I am sure other members of the Committee, would welcome any thoughts that you have on how the unintended consequence of the  schemes—the risk of the schemes—could be reduced. Mr. Haddrill referred to the risk of the levelling down of the schemes that currently cover 4.2 million people. You will never get rid of the risk, but you...

Public Bill Committee: Pensions Bill: Written Evidence to be reported to the House (15 Jan 2008)

Nick Ainger: Have you any idea of how many people we are talking about—those who are self-employed and have not got a pension plan? As you say, they might be dependent on selling their business on when they want to retire and on that providing them with a pot for their pension.

Public Bill Committee: Pensions Bill (15 Jan 2008)

Nick Ainger: Coming back to the last question from Nigel Waterson about levelling down, 75 per cent. of employers with an occupational pension scheme are contributing more than 3 per cent. What evidence do you have that, by introducing the new scheme with a 3 per cent. contribution from employers, you are not going to see employers either reducing their contribution in existing occupational pension...

Public Bill Committee: Pensions Bill (15 Jan 2008)

Nick Ainger: I am sure that you have read the report of the Bill’s Second Reading debate in Hansard. My hon. Friend the Member for Colne Valley (Kali Mountford) raised an issue relating to people who are below the £5,000 threshold and perhaps employed in multiple jobs. Would it be PADA’s responsibility to encourage the people who fall into that category—the figures seem to indicate that there are...


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