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My Lords, an FT piece yesterday, headlined “How ‘competitive’ would you like your bank regulation now?”, says: “The UK regulatory pendulum has been halted in mid-swing.” Is that true? Credit Suisse had G-SIFI levels of capital and liquidity but was undone through bad culture. Are not the twin bastions of culture in the UK banks ring-fencing and the senior managers regime? Is it...
My Lords, I thank the Government for reorganising business so that those of us who were engaged in the Financial Services and Markets Bill have an opportunity to speak. I am obviously a beneficiary of that. While I am thinking in economic terms, perhaps if we solved fraud, fraud enablers and fraud defenders and put their efforts to good use, we would not have a productivity gap, so there is a...
My Lords, since the Minister has just raised the Financial Conduct Authority, should it not have a clear objective to prevent fraud, rather than it just being under consumers? Much of this fraud has been perpetrated against small and medium-sized businesses, which are not covered by the consumer protections.
More of Baroness Bowles of Berkhamsted’s recent appearances
RSS feed (?)Liberal Democrat Peer
Entered the House of Lords on 1 December 2015
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