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My Lords, would my noble friend look at the rules, which, while respecting the importance of avoiding money laundering, make it extremely difficult for grandparents and others to gift premium bonds to young children? That would be a very useful way of encouraging saving.
I know that the noble Lord is very experienced. If he does not know the difference between a resolution in the House of Commons and putting in statute a power of veto for the House of Lords, I am very surprised to hear him making that point. The point about the amendment that we are discussing, Amendment 3, is that it is a wrecking amendment.
I am not going to give way; I am going to make some progress.
Entered the House of Lords in 1999
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